Saudi Insurance companies’ approval not necessary to treat emergency cases

The Council of Cooperative Health Insurance has confirmed that treating emergency cases no longer requires prior approval from insurance companies. (Reuters)
Updated 06 January 2018
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Saudi Insurance companies’ approval not necessary to treat emergency cases

The Council of Cooperative Health Insurance has confirmed that treating emergency cases no longer requires prior approval from insurance companies, as long as the service provider informs the insurance company within 24 hours of receiving the case.

The council’s spokesperson, Yaser Al-Maarek, urged insured individuals to become familiar with their insurance company’s policy. He also stressed how important it is for them to be aware about the intricacies of the cooperative health insurance system and know their rights.

Fuaad Hawasawi, a health insurance expert, told Arab News: “It’s natural that hospitals are being required to take action now as a service provider. Hospitals are now more in command as they are capable of treating the patient, performing surgeries if needed and after that, they’re required to inform the insurance company of the case within 24 hours. After that, the insurance company can pay the hospital bill and the insured should only pay a specific amount depending on his insurance card, 10 percent of the amount or so.”

He added: “There have been cases before the regulation was passed in which hospitals contacted insurance companies about costly surgeries or a cardiac catheterization case that the hospital deemed as an emergency, but were forced to stop when insurance companies stalled to inquire more and ensure that their policy covered the patient’s case.”

Notably, there are a few treatments exempt from the policy such as cosmetic procedures (except in cases with urgent physical injuries that are not dismissed by insurance policy); injuries caused by self-harm; dental implants or bridges, as well as braces (unless caused by accidents); diseases contracted due to the misuse of certain medications, stimulants and sedatives; and those resulting from use of alcohol and drugs.


Single-day ticket options for day one & two of Formula E festival now available

Updated 11 December 2018
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Single-day ticket options for day one & two of Formula E festival now available

  • Single-day concert tickets available for $87.95 (330 SAR)
  • Three-day tickets to see all six acts available for $253.19 (950 SAR)

RIYADH: Single-day tickets for day one and two of the Formula E festival of fun surrounding the ‘Saudia’ Ad Diriyah E-Prix are now available for the biggest line-up of sport, live music, entertainment and cultural activities ever staged in Saudi Arabia. Single-day tickets are available on their website  for $87.95 (330 SAR), with three-day tickets starting at $253.19 (950 SAR)

Doors open at 4 PM on December 13th with access to entertainment and cultural attractions, plus unique dining and retail experiences for Formula E ticket holders at Ad Diriyah. Jason Derulo and headliner Enrique Iglesias take to the stage on day one, while on day two, Amr Diab and headline act The Black Eyed Peas will perform. The finale performance on day three will be a double-header concert given by David Guetta and OneRepublic.

Three-day tickets will allow fans to catch all the days of entertainment, including the complimentary concerts for Formula E ticket holders.

Fans from the Kingdom will be joined by international tourists from around the world, and the Gulf, at the event, with 30-day tourist visas available for the first time via new the online Sharek process.

More information about ‘Saudia Ad Diriyah E-Prix’, including schedule and tickets, can be found on their website.