Health insurance for visitors approved

Updated 25 July 2015
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Health insurance for visitors approved

JEDDAH: The Council of Cooperative Health Insurance in the Kingdom has endorsed a visitor health insurance system for those wishing to obtain medical insurance during their visit to the country, with treatment coverage of up to SR100,000.
A local publication reported that the visitor health insurance system will cover a number of medical expenses including medical examination, diagnosis, treatment, medications, hospital expenses, pregnancy and childbirth, emergency dental cases, premature infant cases, emergency dialysis and medical evacuation cases.
The coverage will also include injuries caused by traffic accidents, and the costs of handling or processing the bodies of the deceased.
The exemptions of the medical insurance coverage include non-urgent medical tests which can be postponed until the insured visitor returns home, as well as diseases that arise from the abuse of medicines and plastic surgery, venereal diseases, eyeglasses, hearing aids or electroacoustic devices and implants of organs.
The insured person is not entitled to cancel his or her pre-organized insurance document after entering the Kingdom, but can do so in cases of non-entry. In such circumstances, the value of the payment will be returned to the beneficiary.
The insured visitor is entitled to receive medical services within 60 minutes from the time of requesting the approval. Additionally, the insured person shall not use the document to cover the expenses of any treatment for a condition known to him prior to his planned visit to the Kingdom.
Speaking to a local publication, Khaldoun Barakat, head of the insurance committee at the Jeddah Chamber of Commerce and Industry, said that the mechanisms to implement the project are still being studied by the Saudi Arabian Monetary Agency and insurance companies, in addition to the Council of Cooperative Health Insurance. He said that the number of beneficiaries may reach 8 million foreigners who enter the Kingdom with Umrah and Haj visas.
Sources familiar with the sector said that the payment of insurance fee will serve as a perquisite for all wishing to obtain required visas for visitation.
The project has been under study for 10 years and has faced many obstacles along the way which led to its delay more than once. Some of these obstacles have involved the ratio of expenses the insured must bear. Other reasons involved the weak medical services network, particularly in the terminal regions.
Hamad Al-Manie, a former health minister, exerted extensive efforts to enable the project to succeed. Another former Health Minister Abdullah Al-Rabeeah, revived the project and held a conference on the issue which was attended by experts in the medical insurance sector from many countries.


Saudi crown prince calls for establishing health center dedicated to Pakistani hero

Updated 13 min 42 sec ago
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Saudi crown prince calls for establishing health center dedicated to Pakistani hero

  • The directive was issued during the crown prince’s visit to Pakistan on the first leg of his Asia tour
  • Khan managed to save 14 lives, but he drowned as he attempted to rescue the 15th person.

DUBAI: Saudi Arabia’s Crown Prince Mohammed bin Salman has called for the creation of a health center in Pakistan’s Khyber Pakhtunkhwa province dedicated to the memory of a Pakistani hero who saved 14 lives in Jeddah’s 2009 floods, Saudi state-news agency SPA reported.

The directive was issued during the crown prince’s visit to Pakistan on the first leg of his Asia tour.

In November 2009, as flash floods roared through the port city, Farman Ali Khan secured a rope to his waist and jumped into the water to rescue people.

He managed to save 14 lives, but he drowned as he attempted to rescue the 15th person.

He was posthumously awarded the King Abdul Aziz Medal of the First Order by the Saudi government and Pakistan’s Tamgha-e-Shujat by then President Asif Ali Zardari. 

“What this man displayed is a rare act of heroism,” said Rania Khaled, an account executive in Jeddah. “He didn’t pause to think of where these people came from or their nationality — all he cared about was that everyone survived the terrible flood. As a result, he lost his life and that’s what makes his tale so heroic. He cared for humanity, not just his own well-being and safety.
“He set a very high example of what a human should aspire to be. Your background, race and nationality shouldn’t matter; what matters is that we all stand together and help each other. I think if people lived with a similar mindset to that of Khan, the world would be a better place.”
Razan Sijjeeni, a photography instructor in Jeddah, said: “I think what Khan did was not only heroic but also human. It says a lot about the kind of person he was in that moment when he chose to risk his life to save others. He gives us a lot to reflect on — who we are today and how much we should value human lives that are not necessarily related to us.”
Nora Al-Rifai, who is training to be a life coach, said that she hopes Khan’s widow and three daughters continue to receive the help and support they deserve.
“It’s a nice gesture that a Jeddah street was named after him as a reminder to all of us and the next generations of his selflessness and heroism.”